6670 Mirna Avenue
San Bernardino, CA, 92407
$855,000
Original list price: $918,000
MLS: OC26175390
Beds
4
Baths
3
Sq Ft
2,893
Lot
0.29 ac
Year Built
2021
MLS #
OC26175390
Days on Market
59
Listed
Aug 28, 2026
Description
Welcome to an amazing pool home conveniently located in the desirable Belmont at Verdemont Heights community of North San Bernardino—with NO HOA and NO Mello-Roos! This beautiful two-story detached home is situated on a quiet cul-de-sac and offers an impressive combination of space, upgrades, and outdoor living. Featuring 4 generously sized bedrooms, 3 full bathrooms, a spacious loft, and a 3-car tandem garage, this home has room for everyone. A highly desirable downstairs bedroom and full bathroom provides an excellent option for guests, extended family, or a private home office. The open-concept floor plan features a spacious great room with a fireplace and a beautifully appointed kitchen with a large center island with bar seating, granite countertops, matte white cabinetry, and stainless steel Whirlpool appliances. Upgraded wood flooring enhances the downstairs living areas, while upgraded carpeting provides comfort upstairs. The primary suite features a spacious bathroom with a separate soaking tub and shower. Additional upgrades include new ceiling fans in all bedrooms, wooden blinds, a whole-house fan, energy-efficient Low-E vinyl windows, insulated entry doors, a tankless water heater, 9-foot ceilings on the first floor, rounded drywall corners, CAT 6 outlets, and a smart-code front door lock. Best of all, the solar system is fully paid, providing added value and energy efficiency. Outside is your own private backyard retreat featuring a large pool and spa, outdoor grill center, clubhouse, professional landscaping, and a newer retaining wall—perfect for entertaining and enjoying Southern California living year-round. The property also offers RV parking plus expanded driveway space, a difficult-to-find feature. The beautifully landscaped front yard includes an automatic irrigation system with a rain sensor, while the home's attractive Spanish-style exterior adds to its curb appeal. Move-in ready and available for a quick close, this exceptional pool home offers space, upgrades, RV parking, paid solar, and resort-style outdoor living—all with NO HOA and NO Mello-Roos. A must-see!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: MICHELE HERRING · REDFIN
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,797
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,500 · Loan: $769,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,286
- Property tax (1.25%)
- $891
- Homeowners insurance
- $300
- Mortgage insurance
- $321
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $29,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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