6857 Split Rock
29 Palms, CA, 92277
$185,000
MLS: JT26174629
Beds
1
Baths
1
Sq Ft
850
Lot
0.52 ac
Year Built
1942
MLS #
JT26174629
Days on Market
8
Listed
Aug 12, 2026
Description
LIVE, WORK & ENJOY THE DESERT — GREAT OPPORTUNITY! Discover this hidden desert retreat, tucked away just behind downtown Twentynine Palms, around the corner from Tortoise Rock Casino, and only a few miles from the Joshua Tree National Park entrance. This charming 2-bedroom, 2-bath home has been newly remodeled and features all-new appliances, laminate flooring, and energy-efficient mini-split heating and cooling. A versatile bonus room provides additional space that can easily be used as a home office, den, studio, or creative workspace. Step outside to the large, fenced yard, perfect for relaxing and enjoying the beautiful Joshua Tree National Park mountain views, colorful desert sunsets, and incredible star-filled night skies. Located in a Commercial Service/Residential area, this property offers a great opportunity to live and work in the desert. The flexible location may be ideal for someone looking for a home with workspace, small-business potential, or an investment opportunity. Conveniently located close to downtown Twentynine Palms, restaurants, shopping, local businesses, Tortoise Rock Casino, and Joshua Tree National Park. Whether you're looking for a full-time desert home, weekend retreat, investment
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Cindy Mark · Cindy Mark Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,631
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,500 · Loan: $166,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,069
- Property tax (1.25%)
- $193
- Homeowners insurance
- $300
- Mortgage insurance
- $69
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $6,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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