6877 Pine Avenue
29 Palms, CA, 92277
$239,900
Original list price: $260,000
MLS: 226004192
Beds
2
Baths
2
Sq Ft
1,660
Lot
0.43 ac
Year Built
1955
MLS #
226004192
Days on Market
51
Listed
Sep 4, 2026
Description
High interest rates don't have to be your problem. This home offers a VA assumable loan at 5.62%, giving qualified buyers the opportunity to step into a rate below today's typical market rates.Looking for a place to call home in 29 Palms? Relocating to the area, PCSing, or simply looking for a home with room to make it your own? This property offers a great opportunity with some of the updates already started for you.The kitchen has been updated, along with beautifully remodeled bathrooms, while portions of the home still need flooring and finishing touches. Both the interior and exterior offer plenty of opportunity to personalize the space, build equity, and bring your own vision to life.With an oversized lot and plenty of potential, this home gives you the chance to finish the story and make it yours.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Tomas Velazquez · Romeo Echo
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,123
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,990 · Loan: $215,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,483
- Property tax (1.25%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $8,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This 29 Palms property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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