688 Indian Oak Lane 107
Oak Park, CA, 91377
$499,000
MLS: 226004793
Beds
2
Baths
3
Sq Ft
1,244
Lot
0.03 ac
Year Built
1990
MLS #
226004793
Days on Market
11
Listed
Oct 7, 2026
Description
MOST AFFORDABLE AND DESIRABLE UNIT YOU'LL FIND IN SHADOW RIDGE! Inviting two-story home features two spacious upstairs bedroom suites with their private en-suite bathrooms each and walk-in closet, offering privacy and an ideal layout for a variety of living arrangements.The main level offers a comfortable living and dining area highlighted by a cozy fireplace, beautiful wood-style flooring, and an open, functional flow. The updated kitchen features white cabinetry, stone countertops, stainless-steel appliances, and a convenient breakfast bar, perfect for casual dining and entertaining.Enjoy the California lifestyle with private balcony space, abundant natural light, generous storage, and convenient parking including a private closed garage and assigned covered parking.Residents of Shadow Ridge enjoy resort-style community amenities including two swimming pools, tennis courts, and racquetball courts, all surrounded by the beautiful setting of Oak Park.With its desirable dual-suite floor plan, two walk-in closets, fireplace, updated kitchen, private outdoor space, and outstanding community amenities, this home offers an exceptional opportunity to enjoy the Oak Park lifestyle; specially affordable priced.Move-in ready and waiting for its next owner!
Location
Oak Park, Ventura County, CA 91377
Open on Google Maps ↗Listed by: Rocio Ivette Melgarejo Munoz · Keller Williams Westlake Village
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,701
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,900 · Loan: $449,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,109
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
- HOA dues
- $585
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Park home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oak Park, CA 91377 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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