713 Harvest Creek Road
Bakersfield, CA, 93312
$375,000
Original list price: $399,900
MLS: TR26185441
Beds
3
Baths
2
Sq Ft
1,325
Lot
0.14 ac
Year Built
1996
MLS #
TR26185441
Days on Market
54
Listed
Aug 24, 2026
Description
Welcome to this well kept 3 bedroom, 2 bath home in Bakersfield! Offering 1,325 sq. ft. of comfortable living space on a generous 6,098 sq. ft. lot, this home features an inviting living room with a fireplace, updated flooring, and a bright kitchen with white cabinetry, quartz-style countertops, stainless steel appliances, and plenty of storage. The dining area flows easily into the kitchen, creating a comfortable and functional layout. Outside, you’ll find a covered patio and spacious backyard planted with winter grass seed, which is currently dormant. Additional features include an attached two-car garage and a convenient location near shopping, dining, schools, and everyday amenities. Come take a look and imagine making this home your own!
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Thomas Montes · Divina Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,168
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,337
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93312 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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