714 Seneca Street
Ventura, CA, 93001
$623,700
MLS: V1-38875
Beds
4
Baths
3
Sq Ft
1,593
Lot
—
Year Built
1999
MLS #
V1-38875
Days on Market
23
Listed
Sep 23, 2026
Description
Situated perfectly within Seneca Gardens, one of the best kept secrets in Ventura, is this nicely updated 4 Bedroom 2 1/2 Bathroom Townhome. The location not only includes a Private Gated Patio to soak in the weather, serenity and views, but it is ideal for those who love the outdoors and the vibrant Ventura lifestyle. Just minutes from Downtown Ventura, offering local shops, dining, and entertainment. Enjoy easy access to the Ojai-Ventura Bike Trail, which provides a scenic route connecting the coastal paths to the charming town of Ojai. Arroyo Verde Park, and Lake Casitas provide hiking, biking, fishing, kayaking, and outdoor recreation. Ventura's beaches are also close for surfing, paddleboarding, or relaxing by the shore. Convenient Highway 101 access makes commuting to Santa Barbara and nearby destinations a breeze.Once inside the living room is bright and inviting, with abundant natural light, dining area, a cozy fireplace, with Views and access to your large, private fenced-in patio--ideal for indoor-outdoor living. The kitchen offers a breakfast bar, a pantry, and plenty of cabinet space, perfect for both daily cooking and entertaining. All four bedrooms are located upstairs, providing separation from the main living areas while providing a downstairs powder room for guests and convenience. The primary suite is your own private Oasis, with options galore; featuring a large walk-in closet and an en-suite bathroom with a double sink vanity with a dedicated makeup area. Three additional Bedrooms and a Full bath complete the Upstairs. The attached two-car garage includes washer/dryer hookups, a work bench and plenty of shelving and cabinets for easy storage and or any projects that arise. Additional features include a Tankless Water Heater, and a Reverse Osmosis System. This home is situated within a well-maintained community offering several HOA amenities, including a pool, in-ground spa, clubhouse, and workout room. The HOA also covers water, sewer, and trash utilities, making for an easy, worry-free living experience. This home is designated 'moderate income' by the city of Ventura, therefor there are certain income restrictions and Home must be occupied by the owner. Please check Housing Authority website for Details https://venturahousing.org/affordbable-restricted-homes/#buyers
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Troy Erickson · Comfort Real Estate Srvc Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,760
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,370 · Loan: $561,330
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,887
- Property tax (1.25%)
- $650
- Homeowners insurance
- $300
- Mortgage insurance
- $234
- HOA dues
- $690
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $21,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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