715 Winchester Drive
Oxnard, CA, 93036
$699,000
Original list price: $749,000
MLS: AR26169984
Beds
4
Baths
4
Sq Ft
2,071
Lot
—
Year Built
2024
MLS #
AR26169984
Days on Market
22
Listed
Aug 6, 2026
Description
HUGE PRICE REDUCTION!!! Welcome to this beautifully designed home in one of Oxnard’s most desirable planned communities. Offering a versatile floor plan and modern finishes throughout, this home blends comfort, functionality, and convenience. The first floor features an oversized two-car garage with additional storage, a separate storage room, and a private bedroom with its own full bathroom—ideal for guests, multigenerational living, a home office, or a roommate. The second level is the heart of the home, showcasing an open-concept living, dining, and kitchen area complete with a built-in fireplace, large center island, stone countertops, stainless steel appliances, abundant cabinetry, a walk-in pantry, and a covered balcony overlooking the community courtyard. Upstairs, the spacious primary suite offers a walk-in closet and a well-appointed bathroom with dual sinks, a dedicated vanity area, and a large glass-enclosed shower. Two additional bedrooms, a full bathroom, and a conveniently located laundry room complete the top floor. Residents enjoy beautifully maintained walking paths, BBQ and picnic areas, a playground, beach volleyball courts, and nearby green spaces. Conveniently located near shopping, dining, Home Depot, grocery stores, and just minutes from Oxnard’s beautiful beaches, this home offers the perfect combination of modern living and everyday convenience.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Julie Bencosme · Century 21 Village Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,043
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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