Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

7221 Osbun

San Bernardino, CA, 92404

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$499,000

MLS: TR26067929

Beds

3

Baths

2

Sq Ft

1,052

Lot

0.30 ac

Year Built

1912

MLS #

TR26067929

Days on Market

17

Listed

Mar 30, 2026

Description

Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in the heart of San Bernardino. Situated on a spacious lot, this property offers a great blend of comfort, style, and convenience. Step inside to find a bright and inviting layout featuring generous bedrooms filled with natural light. The home boasts a fully updated kitchen with brand-new appliances, along with a tastefully renovated bathrooms designed with modern finishes. The open-concept living and dining areas create a seamless flow, perfect for both everyday living and entertaining. Enjoy the privacy of a large backyard—ideal for gatherings, outdoor relaxation, or future possibilities. A detached large garage provides secure parking and additional storage space. Conveniently located near major freeways, shopping centers, and schools, this home offers easy access to everything you need. Don’t miss this incredible opportunity to own a move-in-ready home in a desirable location. Schedule your private showing today!

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Peter Aguilar · Circle Real Estate

Payment estimate

$3,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%
Principal & Interest
$2,759
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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