730 W 4th Street 120
Long Beach, CA, 90802
$545,000
MLS: 25628369
Beds
2
Baths
2
Sq Ft
1,015
Lot
0.74 ac
Year Built
1987
MLS #
25628369
Days on Market
127
Listed
Dec 12, 2025
Description
Location, Location, Location. 2 Bd/ 2 Ba / 2 parking spots, and first floor unit. Vacant and ready for owner user or investor. HOA covers water, sewer, trash, building maintenance, gym, community room and insurance. This is a fantastic opportunity for first time buyer. Centrally located to shops and entertainment. Walking distance to shoreline, and 1 street to freeway entrance. Washer & Dryer in unit. If your looking for a great opportunity schedule a showing. Parking Spaces 117 and 118
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Eduardo Canas · Real Innovate Realty
Payment estimate
$4,086
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500
- Principal & Interest
- $3,014
- Property tax (1.25%)
- $568
- Homeowners insurance
- $300
- Mortgage insurance
- $204
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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