732 Lemon Grove Avenue
Ventura, CA, 93003
$920,000
MLS: V1-34780
Beds
3
Baths
1
Sq Ft
1,204
Lot
0.14 ac
Year Built
1955
MLS #
V1-34780
Days on Market
59
Listed
Feb 20, 2026
Description
Welcome to this thoughtfully upgraded single-level home in desirable Midtown Ventura. Offering 3 bedrooms, 1 bathroom, and 1,204 sq ft, this residence reflects true pride of ownership with quality improvements throughout and a strong focus on modern, tech-friendly livingInside, updated wood flooring and recessed lighting create a bright, comfortable atmosphere. The remodeled kitchen features solid quartzite countertops and stainless steel appliances, while the updated bathroom showcases a custom tile shower with stylish finishes. Ceiling fans in every bedroom and the living room add comfort, complemented by central heating and A/C for year-round efficiencyExtensive system upgrades provide peace of mind, including all PEX and copper plumbing, a 200-amp electrical panel, and whole-house rewiring. Smart-home enhancements include Lutron Caseta controls for lights and fans in the primary bedroom and living room, a wired security system with four cameras and smart doorbell, and a Sonos outdoor speaker system for seamless indoor-outdoor entertaining. A water softener system adds further everyday convenienceThe outdoor spaces are equally well maintained and designed for enjoyment, featuring two gazebos, garden boxes in the backyard, automatic sprinkler systems, low-maintenance front yard landscaping, and vinyl fencing added above the block wall to enhance backyard privacyA detached two-car garage and long driveway offer ample parking with possible RV access. Ideally located near shopping and freeway access, this Midtown home combines thoughtful upgrades, smart technology, and evident care throughout
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Ryan Slaton · RE/MAX Gold Coast REALTORS
Payment estimate
$6,691
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,000 · Loan: $828,000
- Principal & Interest
- $5,087
- Property tax (1.25%)
- $958
- Homeowners insurance
- $300
- Mortgage insurance
- $345
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $32,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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