732 W 12th
San Pedro, CA, 90731
$749,000
MLS: SB26186849
Beds
3
Baths
1
Sq Ft
800
Lot
0.11 ac
Year Built
1914
MLS #
SB26186849
Days on Market
50
Listed
Aug 25, 2026
Description
Perfect for Owner Occupant. ONLY 5% ($37,500.) DOWN FHA FINANCING. Charming 3 Bedroom 1 Bath Rear Home READY FOR IMMEDIATE OCCUPANCY!!! Desirable location near Von's Supermarket and Gaffey Street Bus lines. The homes each have a private Gated Patio. 3 Bedrooms and 1 Bath Home in the rear and 2 Bedroom 1 Bath home in the front with a Gated entrance. Best value in the neighborhood. Live in the 3 Bedroom home using the rent from the front home to help with the payment. At this price it doesn't make sense to pay rent. Hurry, this won't last!
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Fred DiBernardo · Fred DiBernardo
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,028
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,667
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Pedro, CA 90731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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