$899,900
MLS: AR26036996
Beds
5
Baths
3
Sq Ft
2,830
Lot
0.09 ac
Year Built
1999
MLS #
AR26036996
Days on Market
88
Listed
Feb 19, 2026
Description
Welcome to this spacious single-family home nestled in the highly desirable East Terra Vista community of Rancho Cucamonga. Situated within a secure gated neighborhood, this residence offers both comfort and peace of mind in a prime location. The pleasantly designed floor plan features a bright and airy living room, along with a separate family room complete with a cozy fireplace and sliding glass door leading to the backyard. Creating a seamless indoor-outdoor living experience. A generous dining area provides the perfect setting for everyday meals and memorable gatherings. A convenient downstairs bedroom and full bathroom offer flexibility for guests, multi-generational living, or a private home office. The kitchen features a functional layout with a walk-in pantry, a large center island, built-in oven, and a sink overlooking the backyard garden. It is ideal for both daily cooking and entertaining. Step outside to enjoy a manageable and private backyard, perfect for outdoor activities, gardening, hosting gatherings, or simply relaxing in your own retreat. Ideally located near top-rated schools, shopping centers, dining, and major freeways, this home combines comfort, security, and convenience A wonderful opportunity in one of Rancho Cucamonga’s most sought-after communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Sharon Liu · Re/Max Premier Prop Arcadia
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,906
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,990 · Loan: $809,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,205
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $31,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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