$929,000
MLS: PW26131397
Beds
5
Baths
3
Sq Ft
2,830
Lot
0.10 ac
Year Built
2000
MLS #
PW26131397
Days on Market
46
Listed
Jun 18, 2026
Description
Welcome to this beautiful two-story home located in the highly desirable gated community of Terra Vista in Rancho Cucamonga. Situated within an outstanding school district, this home offers comfort, space, and convenience for today's lifestyle. The thoughtfully designed floor plan features a bedroom and full bathroom on the main level, making it ideal for multi-generational living, guests, or a private home office. Upstairs, you'll find a versatile loft area that can be used as an entertainment space, study area, or family retreat. The spacious primary suite offers an abundance of room and flexibility for a sitting area, home gym, or workspace. Three additional upstairs bedrooms are generously sized and provide comfortable living accommodations. A large, dedicated laundry room is conveniently located on the second floor. Recent interior painting gives the home a fresh, move-in-ready feel. The flooring consists of durable laminate and tile throughout, providing both style and easy maintenance. Step outside to enjoy the backyard featuring a low-maintenance aluminum patio cover, perfect for relaxing or entertaining year-round. Conveniently located near top-rated schools, shopping centers, restaurants, parks, and major transportation routes, this home combines the security of a gated community with the convenience of nearby amenities.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Joanne Kim · Redpoint Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,115
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $92,900 · Loan: $836,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,373
- Property tax (1.25%)
- $968
- Homeowners insurance
- $300
- Mortgage insurance
- $348
- HOA dues
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $32,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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