740 W Church
Ridgecrest, CA, 93555
$295,000
MLS: SR26224386
Beds
4
Baths
2
Sq Ft
1,480
Lot
0.64 ac
Year Built
1980
MLS #
SR26224386
Days on Market
23
Listed
Oct 15, 2026
Description
NO MONEY DOWN to buy this house. Wow totally rehabed house only a few years ago. Open with lots of space. Perfect for growing family. In one of the best communities in California Ridgecrest. This home features 3 large bedrooms with a 4th room that is easly used as a 4th bedroom or family room. Master bedroom with master bath. Formal dining room open to the kitchen featuring almost all new applicances, granite countrer tops. Huge living room. The house sits on a half acre lot. Room for anything you have or want with front and back access.
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Jesse Torrero · Jesse Torrero
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,455
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,500 · Loan: $265,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,799
- Property tax (1%)
- $246
- Homeowners insurance
- $300
- Mortgage insurance
- $111
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ridgecrest, CA 93555 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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