7413 Xavier Avenue
California City, CA, 93505
$190,000
MLS: 26006987
Beds
3
Baths
2
Sq Ft
1,445
Lot
0.17 ac
Year Built
1990
MLS #
26006987
Days on Market
5
Listed
Sep 7, 2026
Description
Opportunity awaits at 7413 Xavier Ave! This 3-bedroom, 2-bath home offers approximately 1,445 sq. ft. of living space and is priced with its current condition in mind, giving the next owner an opportunity to make improvements, add their own personal touches, and potentially build equity along the way. Whether you're an investor looking for your next project or a buyer willing to put in some work to create a home of your own, this property offers plenty of potential. Several valuable improvements are already in place, including PAID-FOR SOLAR to help keep energy costs down and a newer A/C system--two major upgrades you won't have to start from scratch on. The home also features convenient indoor laundry and RV access, providing additional space for your recreational vehicles, trailers, or toys. Situated on approximately 0.17 acres in California City, the property provides room to enjoy the outdoors while remaining manageable. With solid features already in place and plenty of opportunity for cosmetic and other improvements, this is a chance to purchase at a price that reflects the work needed and create value through renovation. Bring your ideas, tools, and vision and see what you can make of this California City property!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Zachary Sprague · Keller Williams Realty A.V.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,640
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $171,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,110
- Property tax (1%)
- $158
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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