7426 Cedar Street
Phelan, CA, 92371
$549,900
MLS: HD26050246
Beds
4
Baths
2
Sq Ft
2,296
Lot
2.18 ac
Year Built
1989
MLS #
HD26050246
Days on Market
28
Listed
Mar 6, 2026
Description
This inviting property at 7426 Cedar St is perfect for horse lovers and outdoor enthusiasts. Enjoy a spacious lot with room for your horses, a private backyard pool for relaxing and entertaining, and fully paid-off solar panels for long-term energy savings. Additional highlights include: New septic system to be installed at close of escrow Comfortable living spaces with ample natural light Ideal location in desirable Phelan, combining country living with modern amenities A rare opportunity to own a horse-friendly home with sustainable features and outdoor enjoyment in one package!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Noemi Zamaniego Morga · Realty ONE Group Empire
Payment estimate
$4,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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