8855 Smith Road
Phelan, CA, 92371
$499,500
MLS: HD26003654
Beds
3
Baths
2
Sq Ft
2,269
Lot
1.88 ac
Year Built
2005
MLS #
HD26003654
Days on Market
46
Listed
Jan 11, 2026
Description
***Welcome To Phelan*** This Spacious Home Comes With Spectacular Views Of The Mountains, Split Floor Plan, 3 Bedrooms, 2 Baths And A Bonus Room That Can Be Used As An Office Or Game Room. If You're Looking For An Amazing Kitchen Designed For Entertaining look no further!! Granite Counter Tops, Built-In Stove Top, Double Oven, New Dishwasher, Tile Floors With Tons Of Cabinets And Large Panty With Beautiful Etched Glass Panty Door. This Home Is Bright And Airy With Tile Floors At Entry, Dining Area, Living Room And A Family Room That Over Looks The Kitchen And Spacious Backyard. The Split Floor Plan Makes The Master Suite Seem Very Private With Sliding Glass Doors Leading To The Backyard, Large Master Bath With Granite Counter Tops, Double Vanity, Deep Soaking Tub, Separate Shower And A Large Walk-In Closet With Built-In Shelving. Property Is Completely Fenced (Fencing Is Reinforced At Bottom To Prevent Your Dogs From Digging Out) And Located In The Highly Rated Snowline School District. Take A Look At This One, You Won't Be Disappointed!!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Scott Ruthford · Century 21 Masters
Payment estimate
$3,770
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,950 · Loan: $449,550
- Principal & Interest
- $2,762
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,483 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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