746 W 21st Street
San Pedro, CA, 90731
$449,000
MLS: P1-28803
Beds
2
Baths
1
Sq Ft
598
Lot
0.12 ac
Year Built
1920
MLS #
P1-28803
Days on Market
9
Listed
Sep 11, 2026
Description
Located in San Pedro's Pecks Grand View neighborhood, this charming 2-bedroom bungalow offers a unique opportunity to take an already-improved home across the finish line and make it your own. Several updates have been completed throughout, while remaining projects and finishing touches leave room for the next owner to add their vision. The property is being sold AS-IS. Privately positioned below the main street and approached by a flight of stairs, the home has a tucked-away feel beginning with its covered front porch and custom rustic Spanish Revival-style wood entry door. Inside, wood-look luxury plank flooring creates a fresh, cohesive backdrop throughout the living spaces. Just off the entry is a comfortable bedroom featuring a walk-in closet, ceiling fan and mini-split heating and air conditioning. The cozy living area flows into the remodeled kitchen, where stone countertops, wood cabinetry, a stainless steel sink, and a suite of brand-new Whirlpool appliances, including an electric range, dishwasher and over-the-range microwave, bring modern functionality to the heart of the home. Beyond the kitchen is an updated bathroom featuring a vessel-sink vanity and tub/shower combination with glass sliding doors and tile extending to the ceiling. An additional room at the rear of the home offers flexibility as a second bedroom, home office or additional living space and includes a ceiling fan, mini-split system & direct access to the backyard. Outside, the possibilities begin to unfold. The deep lot is currently a blank canvas, offering space to imagine gardens, outdoor entertaining areas or other future improvements. Rear access through a sliding gate adds even more versatility, with potential to explore expansion, a garage or an ADU, subject to applicable zoning, permits and approvals. With many improvements already in place and the opportunity to complete the remaining work to your own taste, this coastal cottage offers an exciting chance to create something special in San Pedro, just minutes from the harbor, local beaches and the surrounding coastal lifestyle.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Jason Berns · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,734
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,798
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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