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ActiveSingleFamilyResidence

7474 Cedar Street

Phelan, CA, 92371

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$499,000

Original list price: $550,000

MLS: CV26201733

Beds

3

Baths

2

Sq Ft

2,134

Lot

1.98 ac

Year Built

1998

MLS #

CV26201733

Days on Market

50

Listed

Sep 15, 2026

Description

Spacious 3-bedroom, 2-bathroom home in Phelan, located in the desirable Snowline School District. Features a main family room , a separate living room with a wo fireplace, and a kitchen with granite countertops, breakfast bar, and a separate dining area. Spacious primary suite with a garden tub and separate shower, plus a bonus room ideal for a home office or guest room. Separate laundry area. The partially fenced, horse-zoned property offers plenty of space to raise farm animals and create your own mini farm. Enjoy the space, privacy, and possibilities this property has to offer in Phelan. A wonderful opportunity for those seeking a spacious home and the freedom of country living!

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Jessica Bravo · GCM INVESTMENTS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,068

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%

Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,061
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 29, 2026

30-year fixed
7.24%
15-year fixed
6.60%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92371 (Phelan)within ±10% of this home's price and size.

Local Market Stats

See Phelan, CA 92371 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.