PendingSingleFamilyResidence

748 Garcia

San Bernardino, CA, 92411

View all 1 photos

$395,000

MLS: CV26017390

Beds

3

Baths

2

Sq Ft

1,388

Lot

0.18 ac

Year Built

1954

MLS #

CV26017390

Days on Market

0

Listed

Jan 24, 2026

Description

***PICTURE COMING*** Property is a investor delight.

Location

San Bernardino, San Bernardino County, CA 92411

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Listed by: Jacqueline Lovest · EXP REALTY OF CALIFORNIA INC

Payment estimate

$3,044

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500

%
Principal & Interest
$2,184
Property tax (1.25%)
$411
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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