74804 Serrano Drive
29 Palms, CA, 92277
$375,000
MLS: JT26068367
Beds
2
Baths
2
Sq Ft
1,200
Lot
0.22 ac
Year Built
2026
MLS #
JT26068367
Days on Market
22
Listed
Mar 30, 2026
Description
Here's the deal! a Brand New 2bedroom,2 bath home almost finished and waiting for you to call it home!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Vinson Johnson · 29 Palms Realty
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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