74855 Serrano
29 Palms, CA, 92277
$220,000
MLS: IV26231227
Beds
2
Baths
1
Sq Ft
749
Lot
0.20 ac
Year Built
1954
MLS #
IV26231227
Days on Market
7
Listed
Oct 29, 2026
Description
Welcome to your desert oasis at 29 Palms, CA! This charming yet affordable home is the perfect blend of tranquility and adventure. Nestled on a generous lot, this property boasts breathtaking views of the rugged mountains that define the area's natural beauty. This mid-century charmer is well kept, features a recently remodeled kitchen with quartz countertops, custom tiled backsplash, updated bathroom, newer flooring, and beautiful custom exposed wood beams throughout. Laundry is indoors, has a large swamp cooler, newer electrical and windows, and all the latest appliances. The yard features a large area for outdoor seating, a 30' Saguaro cactus, private patio, and your very own hot tub! Located just moments away from Tortoise Rock Casino, quality entertainment and dining are always within reach. For nature enthusiasts, Joshua Tree National Park offers stunning landscapes and endless hiking opportunities right at your doorstep. This house is located only a few miles from the 29 Palms Military base. Art aficionados will feel right at home in the vibrant local art community, where creativity thrives amidst the spectacular desert backdrop. Plus, educational pursuits are easily accessible with Copper Mountain College nearby. This quaint abode captures both serenity and convenience—a haven for those seeking a peaceful retreat without sacrificing proximity to lively activities. Whether you're enjoying starry nights under clear desert skies or engaging with the dynamic culture around you, this delightful home offers it all. Don't miss out on making this unique slice of California yours!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: ELIZABETH MIFFLETON · TRUST PROPERTIES USA, INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,953
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,000 · Loan: $198,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,341
- Property tax (1.25%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $83
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $7,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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