265 Cedar Lane
Sugarloaf, CA, 92386
$275,000
MLS: 219143706PS
Beds
2
Baths
1
Sq Ft
954
Lot
0.11 ac
Year Built
1960
MLS #
219143706PS
Days on Market
41
Listed
Feb 24, 2026
Description
Opportunity knocks! Affordable mountain cabin priced under $290K on a level 5,000 sq ft lot in Sugarloaf. This 2-bedroom 1 bath getaway offers classic cabin charm with a cozy wood-burning fireplace--perfect for relaxing after a day in the mountains. The exterior and decks have been freshly painted, giving the home a clean, refreshed look and added curb appeal. The fenced yard provides space for pets, outdoor entertaining, or simply enjoying the fresh mountain air. Current furnishings and contents are included at no monetary value, making this an easy turn-key opportunity for a weekend retreat, rental, or starter mountain home. Property is being sold as-is -- bring your vision and make it your own!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Steve Hirschler · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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