7865 Layton
Rancho Cucamonga, CA, 91730
$815,000
Original list price: $840,000
MLS: CV26174682
Beds
3
Baths
4
Sq Ft
1,925
Lot
0.20 ac
Year Built
1971
MLS #
CV26174682
Days on Market
46
Listed
Aug 10, 2026
Description
Nestled within a quiet, highly desirable neighborhood, this three-bedroom, three and a half bathroom home offers functional warmth and charm. Elegant crown molding elevates the spaces, while hardwood floors guide you through a layout that flows effortlessly, making it the perfect setting for entertaining and everyday living. The living room features a sizable built-in entertainment center alongside a cozy fireplace. Nearby, the dining area and exclusive wet bar with a dedicated sink allow you to serve with effortless style, while a dedicated private Office offers a quiet, productive retreat. The heart of this home is the extended kitchen, designed for the culinary enthusiast and packed with an abundance of smart storage solutions. Granite countertops are perfectly paired with a classic stone backsplash and a spacious walk-in pantry to keep everything organized. The kitchen is fully equipped with stainless steel appliances, highlighted by a JennAir double oven made for multi-course meals and a Bosch dishwasher that makes cleanup a breeze. Modern efficiency is built right in with a tankless water heater. Outside, the experience continues into a serene backyard oasis, complete with built-in BBQ island and sink under the pergola. This peaceful landscape hosts a beautiful collection of mature, producing fruit trees. These include guava, avocado, papaya, banana, peach, passion fruit, star fruit, apricot and cherimoya. This outdoor escape provides a tranquil backdrop for morning coffee, al fresco dining, and relaxing in complete privacy. Spacious open driveway with a wide side gate, potential for parking a trailer, toys, or use for additional storage. Must see this home to appreciate what it has to offer.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Dean Porter · The Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,500 · Loan: $733,500
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,895
- Property tax (1.25%)
- $849
- Homeowners insurance
- $300
- Mortgage insurance
- $306
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $28,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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