789 Hudspeth Street
Simi Valley, CA, 93065
$819,999
Original list price: $849,999
MLS: SR26184743
Beds
3
Baths
2
Sq Ft
1,632
Lot
0.17 ac
Year Built
1965
MLS #
SR26184743
Days on Market
43
Listed
Sep 8, 2026
Description
Assumable FHA Loan at 2.75% Interest Rate — Buyer Qualification and Lender Approval Required! Welcome to 789 Hudspeth Street, a well-positioned 3-bedroom, 2-bathroom home offering approx. 1,632 sq. ft. of living space on approx. 7,700 sq. ft. lot, situated in a serene location backing to open space. The property features inviting curb appeal, mature landscaping, and a spacious backyard with beautiful mountain views and stunning sunset vistas. Step inside to a comfortable and functional floor plan filled with abundant natural light. The living room features a ceiling fan and cozy fireplace, creating a warm and inviting gathering space. The dining area is adjacent to the living room with sliders to the rear yard, decorative lighting and access to the spacious kitchen offering granite countertops, a breakfast bar, drop lighting, ample cabinetry, plenty of workspace, and an eating area. The primary ensuite bedroom features a finished, wood paneled walk-in closet. The generously sized backyard provides terraced garden planters and plenty of space for outdoor enjoyment while showcasing impressive mountain views. Additional highlights include, RV access, and a finished garage with a separate entrance & mature lemon and avocado trees in the backyard. The property is also conveniently located near hiking trails and the natural surroundings of Simi Valley. With its serene setting, spacious lot, mountain views, RV access, and desirable floor plan, this home offers an excellent opportunity to indulge in the laidback lifestyle of Simi Valley.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Gregor Goldberg · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,571
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,000 · Loan: $737,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,110
- Property tax (1.25%)
- $854
- Homeowners insurance
- $300
- Mortgage insurance
- $307
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $28,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Simi Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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