806 Navy Street
Santa Monica, CA, 90405
$1,399,000
Original list price: $1,495,000
MLS: 26850809
Beds
2
Baths
1
Sq Ft
860
Lot
0.05 ac
Year Built
1951
MLS #
26850809
Days on Market
47
Listed
Jun 23, 2026
Description
Located in Ocean Park, Santa Monica, this charming beach bungalow presents a rare opportunity to enjoy quintessential coastal living with both a private backyard and additional front patio space ideal for entertaining and everyday relaxation. Positioned west of Lincoln Boulevard, the updated residence features 2 bedrooms, 1 bathroom, and a versatile bonus room that functions perfectly as a home office, den, or potential third bedroom. Light-filled interiors are enhanced by vaulted ceilings, skylights, newer windows, and wood-look flooring throughout. The inviting living room, complete with a fireplace, flows seamlessly into the dining area and kitchen, creating a comfortable and functional layout. The kitchen is equipped with newer appliances, including a brand-new dishwasher, while the recently renovated bathroom offers a fresh, modern aesthetic. Outdoor spaces are a true highlight, with a spacious front deck and private backyard, all designed to take advantage of Ocean Park's year-round coastal climate. Ample permit street parking adds convenience.Ideally located just moments from Rose Avenue, Main Street, Venice, Marina del Rey, the Santa Monica Pier, and Third Street Promenade, with easy access to renowned restaurants, cafes, shopping, Whole Foods, and Ozone Park. Some virtual staging shown.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Bjorn Farrugia · Carolwood Estates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,116
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90405 (Santa Monica)within ±10% of this home's price and size.
$1,349,000
728 Pacific Street
Santa Monica, 90405
$1,495,000
2822 11th Street
Santa Monica, 90405
$1,499,000
633 Navy Street
Santa Monica, 90405
$1,499,999
2221 Ocean Avenue 101
Santa Monica, 90405
Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.