8105 Minstead
Hesperia, CA, 92345
$439,900
MLS: HD26206886
Beds
4
Baths
3
Sq Ft
1,608
Lot
0.28 ac
Year Built
1978
MLS #
HD26206886
Days on Market
46
Listed
Sep 22, 2026
Description
Welcome to this charming 4-bedroom, 3-bathroom home offering 1,508 square feet of living space, perfectly situated on a rare corner lot in a quiet, established neighborhood with no HOA!Boasting a spacious lot that spans a little over half an acre, this rare horse property features multiple mature shade trees and comes completely fenced and cross-fenced. Outdoor enthusiasts and owners with toys will appreciate the plenty of parking space, easily accommodating an RV, trailer, and multiple vehicles.Inside, you will find a beautiful kitchen upgraded with sleek quartz countertops. The inviting living space is highlighted by a cozy gas fireplace, and bedrooms come equipped with ceiling fans for ultimate comfort.Conveniently located near shopping and dining, the property sits within a great school district, feeding into Kingston Elementary, Ranchero Middle School, and Sultana High School. Come tour this home today!! Seller has a Assumable loan.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: Joe Russell · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,605
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,990 · Loan: $395,910
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $15,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Hesperia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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