$643,000
Original list price: $648,000
MLS: IG26202651
Beds
3
Baths
3
Sq Ft
1,420
Lot
0.02 ac
Year Built
2020
MLS #
IG26202651
Days on Market
36
Listed
Sep 17, 2026
Description
WE'RE BUYING DOWN YOUR RATE** DETACHED HOME IN GATED COMMUNITY!! Welcome to Harvest at Upland, a beautifully maintained gated community in North Upland where thoughtful home design meets resort-style living. Tucked away from the street within the community, this 3-bedroom, 2.5-bathroom DETACHED home offers a more peaceful setting along with an open-concept layout that connects the kitchen, dining, and living spaces for easy everyday living and entertaining. The kitchen features stainless steel appliances and an island with seating, opening directly to the dining and living areas. The kitchen also provides access to a private enclosed patio, creating a convenient spot to enjoy your morning coffee or some fresh air. Upstairs, all three bedrooms are situated alongside a versatile loft that can be used as a home office, play space, or additional hangout spot. The primary suite includes dual sinks and a walk-in shower. A stackable washer and dryer are tucked away in an upstairs closet, for added convenience. Additional features include solar, to be assumed by the buyer, a tankless water heater, ceiling fans, recessed lighting throughout, and upgraded roller shades on the upstairs windows. The attached two-car garage provides direct access to the home. One of the standout features of living at Harvest is the collection of amenities available just outside your front door. Residents enjoy a large pool and spa, fitness center, clubhouse, dog park, playground, two neighborhood gardens, ping-pong and recreation room, outdoor fireplace and conservation areas, and BBQ and entertaining spaces. The beautifully landscaped community creates plenty of opportunities to get outside, gather with neighbors, or simply enjoy the surroundings. Located in North Upland with convenient access to shopping, dining, entertainment, parks and recreation, including Colonies Crossroads, Montclair Place, Ontario Mills and Claremont Village. The Metrolink station and 210 and 10 freeways are also nearby, making it easy to connect throughout the Inland Empire and surrounding areas. Nearby higher-education destinations include the Claremont Colleges and University of La Verne. The home is served by Upland Unified School District. The community setting offers plenty to look at, from the surrounding hills and mountains to airplanes overhead and even 4th of July fireworks.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Hayat Moore · Berkshire Hathway HomeServices CA Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,406
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,300 · Loan: $578,700
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,975
- Property tax (1.25%)
- $670
- Homeowners insurance
- $300
- Mortgage insurance
- $241
- HOA dues
- $220
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $22,505 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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