431 Douglas
Bakersfield, CA, 93308
$275,000
MLS: SC26047764
Beds
2
Baths
1
Sq Ft
1,102
Lot
0.18 ac
Year Built
1947
MLS #
SC26047764
Days on Market
36
Listed
Mar 14, 2026
Description
Perfect 2 bedroom 1 bath + large bonus room starter home with large lot that could accommodate a second home, the storage room adjacent to the primary suite could be converted into a second bath. The front yard has 2 trailer hookups, an enclosed fence and solar panels to keep utilities low. Come take a look, it's a good vibe.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Michela Schwartz · Central Coast Real Estate
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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