820 W Harding
Montebello, CA, 90640
$899,000
Original list price: $924,999
MLS: MB26188557
Beds
3
Baths
3
Sq Ft
1,333
Lot
0.15 ac
Year Built
1952
MLS #
MB26188557
Days on Market
25
Listed
Aug 29, 2026
Description
Welcome to 820 W Harding Ave in Montebello! This beautifully remodeled 3-bedroom, 2.5-bath home combines modern updates with a warm, inviting atmosphere. Step inside to a bright, thoughtfully redesigned interior featuring an open-concept living and dining area, new flooring, updated lighting and fixtures, and fresh contemporary finishes throughout. The beautifully remodeled kitchen serves as the heart of the home, offering modern cabinetry, countertops, and finishes perfect for everyday living and entertaining. The bathrooms have also been tastefully updated, including the addition of a convenient half bath. But the true hidden gem may be the incredible backyard. Step outside into a peaceful, private retreat surrounded by mature fruit trees, abundant greenery, and beautiful natural shade. There is something incredibly welcoming about this space—it feels tucked away from the world and was made for quiet mornings, family gatherings, weekend barbecues, or simply relaxing beneath the trees. It's the kind of backyard that you have to experience in person to fully appreciate. Additional improvements include new HVAC, refreshed landscaping, and extensive upgrades throughout. Conveniently located near shopping, dining, schools, parks, and commuter routes. Beautifully remodeled, move-in ready, and complete with a backyard you may never want to leave—820 W Harding Ave is ready to welcome its next owner home.
Location
Montebello, Los Angeles County, CA 90640
Open on Google Maps ↗Listed by: CYNTHIA RODRIGUEZ · CITY LIGHTS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,055
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,481
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montebello, CA 90640 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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