850 Albany
Ventura, CA, 93004
$799,000
MLS: SR26070926
Beds
3
Baths
2
Sq Ft
1,621
Lot
0.15 ac
Year Built
1968
MLS #
SR26070926
Days on Market
1
Listed
Apr 3, 2026
Description
Bankruptcy Sale — This stunning single story home is bright and airy, ideally situated in the East End of Ventura. This captivating 3-bedroom, 2-bathroom residence features wood and tile flooring, a spacious living room with high-beam ceilings, and a generously sized kitchen that opens to a roomy dining area. An open loft/attic space sits above the kitchen, adding character and versatility. The primary bathroom includes a bathtub, and dual-pane windows are installed throughout. The two-way fireplace has been rebuilt. The property includes aluminum wiring, a tankless water heater, and copper interior plumbing. The expansive backyard offers ample space for a pool, spa, or outdoor entertaining. Conveniently located just moments from Ventura’s best shopping, dining, parks, beaches, and top-rated schools. Drive-by only. Please do not disturb occupants. Submit offers subject to interior inspection.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Behnaz Tavakoli · The One Luxury Properties
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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