827 Bay Street 5
Santa Monica, CA, 90405
$949,000
MLS: 26857159
Beds
2
Baths
2
Sq Ft
960
Lot
0.24 ac
Year Built
1958
MLS #
26857159
Days on Market
26
Listed
Jul 8, 2026
Description
Welcome to The Baymar, a boutique nine-unit condominium community perfectly positioned in the heart of Santa Monica's coveted Sunset Park neighborhood. This light-filled top-floor corner residence offers an exceptional blend of comfort, style, and effortless coastal living. Freshly painted and thoughtfully maintained, the home welcomes you with an open-concept living and dining area where expansive windows fill the space with natural light and peaceful treetop views. The inviting kitchen features rich cobalt blue cabinetry, quartz countertops, ample storage, generous workspace and a seamless connection to the main living areas - bringing both character and function to the heart of the home. The spacious primary bedroom provides generous closet space and a tranquil retreat, while the versatile second bedroom is well suited for guests, a home office, or additional living needs. An in-unit washer and dryer, along with a parking space in the shared garage, add to the home's everyday convenience. Ideally located just moments from Main Street, Ocean Park, Downtown Santa Monica, the beach, and the renowned Santa Monica Farmers Market, this residence offers easy access to acclaimed restaurants, boutiques, parks and the very best of the Westside. Whether you're seeking a full-time residence or the perfect coastal retreat, this move-in-ready home offers the quintessential Santa Monica lifestyle just moments from the coast.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Lynnsey Ross · Douglas Elliman
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,442
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $94,900 · Loan: $854,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,489
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
- HOA dues
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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