ActiveSingleFamilyResidence

841 Paine Rd

Big Bear Lake, CA, 92315

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$940,000

MLS: AR26050899

Beds

5

Baths

3

Sq Ft

2,482

Lot

0.18 ac

Year Built

1989

MLS #

AR26050899

Days on Market

22

Listed

Mar 13, 2026

Description

Located above Big Bear Village on a desirable corner lot, this spacious mountain retreat offers approximately 2,482 sq ft with 5 bedrooms and 2.5 baths in the main home, plus a separate ADU above the two-car garage. The ADU features a private entrance, full bathroom, sink, and its own deck with peak-a-boo views of the lake. Providing flexible space for guests, extended family, or potential rental use. Inside the main home, warm wood ceilings, fresh interior paint, updated lighting, and thoughtfully designed feature walls create inviting living spaces that feel both comfortable and full of mountain character. The layout offers room for gathering, relaxing, and hosting, whether it's a cozy winter weekend by the fire or a summer getaway with friends and family. Multiple wraparound decks extend the living space outdoors, offering peaceful spots to enjoy morning coffee, mountain air, and peek-a-boo valley views. Situated on a 7,900 sq ft lot, the property is within walking distance to Big Bear Village where restaurants, shops, coffee spots, and local events bring the community to life year-round. The location also offers convenient access to the lake, ski resorts, and nearby hiking trails. Additional features include dual washer and dryer hookups (garage and main house) and a two-car garage. With generous space, flexible living options, and a location close to the Village, this home offers the opportunity to enjoy the best of Big Bear living.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Eva Gniadek · Real Brokerage Technologies, Inc

Payment estimate

$6,830

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $94,000 · Loan: $846,000

%
Principal & Interest
$5,198
Property tax (1.25%)
$979
Homeowners insurance
$300
Mortgage insurance
$353
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $32,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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