846 21st Street 1
Santa Monica, CA, 90403
$2,995,000
MLS: 26102020
Beds
3
Baths
3
Sq Ft
1,952
Lot
0.18 ac
Year Built
2000
MLS #
26102020
Days on Market
3
Listed
Oct 13, 2026
Description
This stunning front-facing remodeled townhouse welcomes you with soaring cathedral ceilings, an abundance of natural light, and beautiful hardwood floors throughout. The spacious living room flows effortlessly into the dining area and a private terrace, creating the perfect setting for indoor-outdoor living and entertaining. The beautifully remodeled gourmet kitchen features top-of-the-line appliances and opens to the dining area. A charming loft overlooking the living and dining room offers additional flexible space, ideal for a home office or den. Upstairs are three generously sized bedrooms, including a sun-filled primary suite featuring a beautifully remodeled bathroom with exquisite Ann Sacks tile and white marble finishes. The two additional bedrooms share a stylishly remodeled bathroom, also featuring Ann Sacks tile. Additional highlights include a convenient laundry area and three parking spaces, including a private two-car garage. Ideally located in the highly desirable Franklin School District, just moments from the fabulous shops, restaurants, and cafs along Montana Avenue. A wonderful opportunity to enjoy the best of Santa Monica living!
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Susan Kastner · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$23,806
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $299,500 · Loan: $2,695,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $18,663
- Property tax (1.25%)
- $3,120
- Homeowners insurance
- $300
- Mortgage insurance
- $1,123
- HOA dues
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $104,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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