846 N 4th Avenue
Upland, CA, 91786
$624,900
MLS: CV26162194
Beds
2
Baths
1
Sq Ft
760
Lot
0.20 ac
Year Built
1910
MLS #
CV26162194
Days on Market
20
Listed
Aug 3, 2026
Description
Beautifully updated 1910 bungalow on an oversized Upland lot! This 2-bedroom, 1-bath home has been thoughtfully renovated with a stylish upgraded kitchen (dark quartz counters, warm wood cabinetry, black stainless appliances), an updated bathroom, LPV wood look floors, double pane windows, plantation shutters, recessed lighting, and a classic covered front porch. Set on a spacious 8,844 sq ft (0.20-acre) lot with generous 66' x 134' dimensions with new carport, exterior lighting, wrought iron gate with possible RV parking — meaningfully larger than typical Upland infill parcels — with flat, level topography and a detached storage room/workshop, new roof added to the house down to the wood in 2024 per the seller. Ideally located in the Upland School District near Upland Junior High and Upland Elementary. A rare move-in-ready opportunity with room to grow, garden, add a pool, ADU, lots of possibilities — welcome home to 846 N 4th Ave! NO Solar, NO Mello Roos, NO HOA!
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Deidre Pfeifer · First Team Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,796
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,490 · Loan: $562,410
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,610
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $21,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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