ActiveSingle Family Residence

8581 Jacaranda Avenue

California City, CA, 93505

Property location map
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$286,000

MLS: 26003596

Beds

3

Baths

2

Sq Ft

1,443

Lot

0.23 ac

Year Built

1989

MLS #

26003596

Days on Market

0

Listed

May 4, 2026

Description

Discover your next home in California City! This charming move-in-ready property offers the perfect blend of comfort and style. Enjoy fully PAID solar panels, which means no electricity bill to pay! Inside, you'll find beautiful vinyl wood-look flooring throughout, an upgraded fireplace that creates a cozy focal point, and a welcoming entryway with attractive two-tone paint. The spacious open kitchen features plenty of cabinet space, a large island, and a breakfast bar perfect for everyday living and entertaining. The primary bedroom offers a walk-in closet, dual sinks, and a separate full bathroom for added comfort. This home is ideal for families, first-time buyers, or anyone looking for a beautiful move-in-ready space. Come see it for yourself you won't want to miss this opportunity!

Location

California City, Kern County, CA 93505

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Listed by: Erika Rubio · The Real Estate Place

Payment estimate

$2,239

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $28,600 · Loan: $257,400

%
Principal & Interest
$1,593
Property tax (1%)
$238
Homeowners insurance
$300
Mortgage insurance
$107
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 30, 2026

30-year fixed
6.30%
15-year fixed
5.64%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,010 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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