860 Mandalay Beach Road
Oxnard, CA, 93035
$2,099,950
MLS: PW26144026
Beds
3
Baths
3
Sq Ft
2,914
Lot
0.10 ac
Year Built
1981
MLS #
PW26144026
Days on Market
25
Listed
Jul 23, 2026
Description
Welcome to 860 Mandalay Beach Road, a modern coastal retreat located on an oceanfront street with ocean views, just steps from the beach! This 2 story 3-bedroom, 2.5-bath home offers quality finishes, and multiple outdoor spaces designed to enjoy coastal living. Downstairs features a family room with a floor-to-ceiling tiled fireplace and direct access to the backyard. The lower level also includes two bedrooms that share a hallway bathroom, a laundry room, and an attached 2-car garage. Upstairs is filled with natural light and features an open-concept kitchen and living room anchored by a striking floor-to-ceiling fireplace wrapped in Calacatta Gold tile, with matching kitchen finishes. The expansive wraparound deck is the perfect place to enjoy ocean breezes and sunset views. A guest powder room is conveniently located off the hallway. The primary suite is privately situated at the end of the hallway and features its own balcony, walk-in closet, and ensuite bathroom with dual vanities and an oversized double-head shower. The fully fenced backyard offers plenty of room to gather with family and friends after a day at the beach. Fantastic location in Oxnard Shores, just steps from the beach and minutes from Channel Islands Harbor, Seabridge Marina, waterfront dining, shopping, and scenic coastal trails. Don’t let this opportunity pass you by!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Caroline Gim · Expert Real Estate & Investment
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,483
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $209,995 · Loan: $1,889,955
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,208
- Property tax (1.25%)
- $2,187
- Homeowners insurance
- $300
- Mortgage insurance
- $787
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $73,498 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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