860 S Sumac
Rialto, CA, 92376
$584,980
Original list price: $589,900
MLS: IV26174600
Beds
3
Baths
3
Sq Ft
1,864
Lot
0.07 ac
Year Built
2021
MLS #
IV26174600
Days on Market
30
Listed
Aug 11, 2026
Description
Welcome to Santiago Homes, a desirable gated community in Rialto where modern comfort meets everyday convenience. This beautifully maintained home offers a bright and open floor plan that feels like it was built just yesterday. As soon as you step inside, you're welcomed by a spacious living area filled with natural light, creating an inviting atmosphere for both relaxing and entertaining. Just beyond, the kitchen sits to the right and features a large center island, granite countertops, stainless steel appliances, and ample cabinet space. As you make your way upstairs, you'll find a versatile open living area that can serve as a second family room! The spacious master bedroom is located nearby, while the additional bedrooms and bathrooms continue the home's modern, well-maintained feel. Thoughtfully enhanced with approximately $10,000 in improvements, this home shows pride of true ownership. The backyard has been upgraded with pet-friendly turf, creating a clean, low-maintenance outdoor space. Additional highlights include solar panels to help reduce energy costs, an attached 2-car garage, and access to community amenities including a playground, barbecue area, and controlled gated entry. Located near Rialto middle and high schools, this move-in-ready home offers the perfect blend of modern living, energy efficiency, and community charm. This Home has Low HOA Dues & Low special assessments
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: MAURICIO SANCHEZ · RE/MAX TIME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,742
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $58,498 · Loan: $526,482
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,418
- Property tax (1.25%)
- $609
- Homeowners insurance
- $300
- Mortgage insurance
- $219
- HOA dues
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $20,474 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92376 (Rialto)within ±10% of this home's price and size.
$528,888
208 Bonita
Rialto, 92376
$541,900
1743 Phantom Lane
Rialto, 92376
$542,990
1723 Phantom Lane
Rialto, 92376
$550,000
1760 N Date
Rialto, 92376
$565,000
648 N Quince
Rialto, 92376
$567,990
1731 Phantom Lane
Rialto, 92376
Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.