8650 Cowberry
Phelan, CA, 92371
$460,000
MLS: OC26124109
Beds
3
Baths
2
Sq Ft
1,623
Lot
2.04 ac
Year Built
1994
MLS #
OC26124109
Days on Market
6
Listed
Jun 10, 2026
Description
Welcome to your own piece of Phelan paradise. Situated on 2.04 fully fenced acres with stunning mountain and valley views, this inviting 3-bedroom, 2-bath home offers 1,623 sq. ft. of comfortable country living with the space, flexibility, and lifestyle buyers are searching for. Inside, enjoy a warm and welcoming atmosphere featuring a cozy fireplace, abundant natural light, and a spacious kitchen with impressive stainless steel appliances—perfect for entertaining or the chef in the making. Major recent upgrades include a newer roof and newer A/C system, offering added comfort and peace of mind. Designed for practical country living, the home also features a spacious mud room and laundry area with direct outdoor access, ideal for helping keep the home tidy after pets, projects, or outdoor activities. Both bathrooms feature large soaking tubs, creating the perfect retreat to relax and unwind. Outside is where this property truly shines. The fully fenced 2.04-acre lot, including a separate fenced yard, offers incredible flexibility for pets, entertaining, gardening, or outdoor living. With ample room for horses, corrals, animals, RV parking, trailers, and all your toys, this property is ideal for equestrian enthusiasts, hobby farmers, small business owners, or anyone craving extra space and freedom. Multiple outbuildings and storage sheds add functionality, while the expansive acreage offers room for chickens, gardens, dirt bikes, ATVs, or even your own private riding track. Whether you envision a mini-farm lifestyle, horse property, or a place to live, work, and play, the possibilities here are endless. Conveniently located with easy access to Highway 138, 8650 Cowberry Road offers the peaceful rural lifestyle Phelan is loved for while remaining within reach of everyday conveniences. Professional Photos Coming Soon!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Ashlyn Moore · CENTURY 21 Affiliated
Payment estimate
$3,574
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,622
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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