8650 Cowberry Road
Phelan, CA, 92371
$450,000
MLS: OC26157110
Beds
3
Baths
2
Sq Ft
1,623
Lot
2.04 ac
Year Built
1994
MLS #
OC26157110
Days on Market
9
Listed
Jul 18, 2026
Description
Welcome to your own piece of Phelan paradise! Nestled on 2.04 fully fenced acres with breathtaking mountain and valley views, this inviting 3-bedroom, 2-bath home offers 1,623 square feet of comfortable country living with the space, versatility, and freedom today's buyers are seeking. Step inside to a warm and welcoming interior featuring abundant natural light, a cozy fireplace, and a spacious kitchen complete with impressive stainless steel appliances—perfect for everyday living or entertaining. Recent upgrades include a newer roof and newer A/C system, providing added comfort and peace of mind. A generous mudroom and laundry area with direct outdoor access makes country living practical and convenient, while both bathrooms feature large soaking tubs for the perfect place to relax and unwind. The outdoor amenities truly set this property apart. The fully fenced 2.04-acre lot, including a separate fenced yard, provides endless possibilities for pets, gardening, entertaining, or recreation. With ample space for horses, corrals, livestock, RV parking, trailers, and all your toys, this property is ideal for equestrian enthusiasts, hobby farmers, small business owners, or anyone simply looking for room to spread out. Multiple storage sheds and outbuildings add functionality, while the expansive acreage offers opportunities for gardens, chickens, dirt bikes, ATVs, or even your own private riding arena. Whether you're dreaming of a mini ranch, horse property, or a peaceful retreat where you can live, work, and play, this exceptional property offers endless potential. Conveniently located with easy access to Highway 138 and just minutes from the highly regarded Heritage Charter School, 8650 Cowberry Road delivers the best of rural living without sacrificing convenience.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Ashlyn Moore · CENTURY 21 Affiliated
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,519
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,581
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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