8650 Cowberry Road
Phelan, CA, 92371
$439,900
Original list price: $450,000
MLS: OC26157110
Beds
3
Baths
2
Sq Ft
1,623
Lot
2.04 ac
Year Built
1994
MLS #
OC26157110
Days on Market
56
Listed
Jul 18, 2026
Description
MOTIVATED SELLER • 2.04 FULLY FENCED ACRES • HORSE PROPERTY • RV PARKING • MAJOR UPGRADES Bring the horses, RVs, trailers, and toys! Situated on 2.04 fully fenced acres with beautiful mountain and valley views, this farmhouse at 8650 Cowberry Road offers space, privacy, and versatility. This single-story 3-bedroom, 2-bath home features 1,623 sq. ft. of comfortable country living with major recent improvements, including a newer roof, central A/C system, and septic system, all replaced approximately two years ago. Inside, enjoy abundant natural light, a cozy wood-burning stove, a spacious kitchen with stainless steel appliances, and a generous mudroom/laundry area with direct outdoor access. The large primary suite offers beautiful views and plenty of privacy, while both bathrooms feature oversized soaking tubs. Outside, multiple sheds and outbuildings provide additional storage. There is plenty of room for a workshop, corrals, an arena, RVs, trailers, boats, livestock, gardens, and off-road toys. Enjoy peaceful high-desert living with convenient access to Highway 138 and Heritage School. Whether you envision an equestrian property, mini farm, home-based business, your own motorcycle track, or simply more room to spread out, the possibilities are endless. Located on a private street in South Phelan, this property combines acreage, privacy, and spectacular desert views that are increasingly hard to find. Motivated seller—bring your offer and come see the possibilities!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Ashlyn Moore · CENTURY 21 Affiliated
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,494
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,990 · Loan: $395,910
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,570
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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