879 Spruce
Sugarloaf, CA, 92386
$480,000
MLS: SW26005397
Beds
3
Baths
3
Sq Ft
1,644
Lot
0.17 ac
Year Built
2007
MLS #
SW26005397
Days on Market
68
Listed
Jan 29, 2026
Description
Prime Sugarloaf location! Situated on a triple lot with ample parking and elbow room. New detached garage and big storage shed. Large front and back decks to enjoy the wonderful views. Once inside you will appreciate the open feel with a large "Great Room" with a natural gas fireplace. The kitchen has quartz counters, ample cabinetry and upgraded natural gas appliances. One of the big upgrades on this home is heated pipes which is a major help during the winter months! Each bedroom is good size with large closet space. The primary bedroom has a door leading to the top deck and the primary bathroom features double sinks and separate jetted tub/shower. Indoor laundry! RV Hook ups!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Lee Medlin · National Realty Group
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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