881 Paine Road
Big Bear, CA, 92315
$1,200,000
MLS: IG26069037
Beds
4
Baths
3
Sq Ft
3,224
Lot
0.32 ac
Year Built
1991
MLS #
IG26069037
Days on Market
1
Listed
Apr 10, 2026
Description
Take your breath away views from Ironwood Estates! If you have been dreaming & searching for a custom home near the Village, look no further. This home has been tastefully updated and is situated on a quiet cul-de-sac with spectacular views of the lake & mountains. The National Forest is located just behind your backyard with hiking & biking trails for the summer & winter snow play. Main level features a bedroom, updated bath, large kitchen, dining area, great room with a rock fireplace, bar area & opens to the front deck to provide a beautiful outdoor living space. The second level features a large master retreat with a fireplace, walk-in closet, vaulted T & G ceilings, updated bathroom, & your own deck to enjoy the views. There are 2 additional bedrooms upstairs & an updated bath. Heated driveway system with plenty of parking & a parking pad. Centrally located to the village, lake, marinas & a short drive to the ski slopes! This home will make a perfect second home or vacation rental with its spacious living and phenomenal location.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear) within ±10% of this home's price and size.
$1,095,000
42333 Eagle Ridge
Big Bear Lake, 92315
$1,150,000
41940 Centre Court
Big Bear Lake, 92315
$1,150,000
40944 Seneca Trail
Big Bear, 92315
$1,150,000
40944 Seneca Trail
Big Bear Lake, 92315
Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.