8845 Somerset
Rancho Cucamonga, CA, 91701
$994,900
MLS: CV26105761
Beds
4
Baths
2
Sq Ft
2,505
Lot
0.29 ac
Year Built
1971
MLS #
CV26105761
Days on Market
12
Listed
Jun 4, 2026
Description
Nestled on a quiet cul-de-sac corner lot in the well-established Alta Loma neighborhood, this lovingly maintained single-story ranch-style home offers the perfect blend of comfort, space, and timeless charm. With 2,505 square feet of living space on an expansive 12,740 square foot lot, this home has been thoughtfully cared for through the years and is ready to welcome its next chapter. Inside, you’ll find a warm and inviting layout featuring a spacious living room, a cozy step-down family room open to the kitchen, and a generous main bedroom suite designed for comfort and privacy. Three additional spacious bedrooms, an indoor laundry room, and a large 2-car garage provide both functionality and flexibility for everyday living. Recent improvements include a newer roof and newer HVAC system, attic that has plumbing and electical set up for potential expansion. These key features give peace of mind, while the home’s classic ranch-style design offers enduring appeal. Step outside to enjoy the beautifully landscaped backyard, complete with a covered patio and an abundance of mature greenery. Garden enthusiasts and outdoor entertainers alike will appreciate the variety of established fruit trees and flowering plants, including Meyer lemon trees, a peach tree, Concord grape vine, a large orange tree, fragrant jasmine bushes, and graceful wisteria plants that create a serene and inviting atmosphere. This is a rare opportunity to own a spacious, lovingly cared-for home with character, charm, and room to grow in one of the area’s most desirable established neighborhoods.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Blanca Arellano-Adams · Elevate Real Estate Agency
Payment estimate
$7,381
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,490 · Loan: $895,410
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,671
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $34,822 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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