$580,000
MLS: CV26232118
Beds
4
Baths
3
Sq Ft
2,652
Lot
0.17 ac
Year Built
2025
MLS #
CV26232118
Days on Market
4
Listed
Oct 28, 2026
Description
ATTENTION BUYERS! ASSUMABLE FHA LOAN AT JUST 4.75% subject to lender approval and assumption requirements. Welcome home to this beautiful, turnkey residence in the highly desirable Seasons at Topaz community, featuring the popular 2,650-square-foot Tourmaline floor plan! Thoughtfully upgraded and meticulously maintained, this stunning two-story home is ready for you to move right in. Featuring 4 bedrooms and 3 bathrooms, this spacious home offers a highly desirable downstairs bedroom and full bathroom with a walk-in shower. The inviting family room is bright and open, showcasing custom interior paint, durable wood-look laminate flooring, and impressive 9-foot ceilings. The open-concept kitchen and dining area are perfect for everyday living and entertaining. The kitchen features stainless steel GE Plus appliances, including a five-burner gas range, microwave, and dishwasher, along with quartz countertops, a large center island with a breakfast bar, a stainless steel sink, and abundant built-in cabinetry. Upstairs, you’ll find a generous loft, two spacious secondary bedrooms, a full bathroom with a double-sink vanity, and a conveniently located laundry room. The expansive owner’s suite provides a relaxing retreat with plenty of room to unwind and a large walk-in closet. All bedrooms feature carpeting, while the downstairs laminate flooring offers both style and durability. Step outside to your huge, fully landscaped backyard with plenty of usable space to enjoy. The brand-new Alumawood patio cover features recessed lighting and two ceiling fans, creating the perfect setting for outdoor dining, entertaining, or simply relaxing. EXTRA VALUE! With an acceptable offer, the seller will include three TVs, kitchen refrigerator, washer and dryer, and the downstairs sofa and coffee and end table. INCREDIBLE FINANCING OPPORTUNITY: The seller’s FHA loan is assumable at an attractive 4.75% interest rate, subject to lender approval and assumption requirements. Conveniently located near shopping, dining, entertainment, and major freeways, this exceptional home offers the perfect combination of comfort, space, upgrades, and value. Don’t miss this opportunity! Schedule your private showing today!
Location
Hesperia, San Bernardino County, CA 92344
Open on Google Maps ↗Listed by: Cheri Verlingo · BERKSHIRE HATH HM SVCS CA PROP
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,679
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,557
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Hesperia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Hesperia, CA 92344 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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