ActiveSingleFamilyResidence

889 Mcalister Road

Big Bear, CA, 92314

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$700,000

MLS: OC26029343

Beds

4

Baths

4

Sq Ft

2,200

Lot

0.20 ac

Year Built

1986

MLS #

OC26029343

Days on Market

47

Listed

Mar 2, 2026

Description

PRIVATE FINANCING PACKAGE! NO POINTS, NO MORTGAGE BROKER COMPENSATION OR LENDER JUNK FEES! Mountain Elegance & Spacious Living: Charming 4 Bed / 4 Bath Home in Fox Farm! Look no further for a spacious Single Story family home with a true touch of mountain charm, nestled in the highly desirable Fox Farm Division. This lovely single-story residence boasts 4 LARGE bedrooms and 4 UPDATED bathrooms, offering ample space for comfortable living, multi-generational use. Unique Features & Amenities You'll Love: • BONUS ROOM: The 4th bedroom is a true bonus, featuring a built-in kitchenette and can be used as a separate bonus room, office or 4th bedroom • Flexible Financing: We are proud to offer A Private Financing Package with a large down payment. • Spacious Living: Perfect for large families and entertaining guests year-round. • Cozy Mountain Vibe: Enjoy the warmth of a Wood Burning Stove in the main living area. • Practical Comforts: Includes a Pet-Friendly Fenced Yard, convenient On-Site Laundry, and an Attached Oversized 2-Car Garage for secure parking and storage. • Prime Location: Enjoy Nature's Beauty in a breathtaking mountain resort setting, while staying just 5 minutes from the hospital and close to all Big Bear amenities. Serious Inquiries Only. Don't miss this fantastic opportunity to own your dream single-story home with incredible flexibility in a beautiful mountain setting!

Location

Big Bear, San Bernardino County, CA 92314

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Listed by: Lou Sanderson · Pacific Coastal Realty

Payment estimate

$5,162

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000

%
Principal & Interest
$3,871
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$263
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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