9048 Regency Way
Rancho Cucamonga, CA, 91701
$1,100,000
MLS: PW26196060
Beds
4
Baths
3
Sq Ft
2,259
Lot
0.27 ac
Year Built
1979
MLS #
PW26196060
Days on Market
15
Listed
Sep 11, 2026
Description
Welcome to this spacious multi-level (not a full set of stairs - a few steps up and a few steps down) home located on a desirable cul-de-sac street in beautiful Alta Loma area of Rancho Cucamonga. Offering 4 bedrooms and 3 bathrooms, this thoughtfully designed split-level floor plan features three bedrooms on the upper level and an additional bedroom on the lower level, providing flexibility for guests, a home office, or added privacy. There are 3 bathrooms, one in the primary bedroom, another 3/4 on upper level and another 3/4 on lower level. The home features a separate living room and family room, a cozy fireplace, and a built-in wine cabinet tucked neatly beneath the stairs. The spacious primary suite includes a walk-in closet. Step outside to an expansive backyard offering plenty of room for entertaining, outdoor dining, gardening, play, or creating your own private retreat. Additional highlights include a three-car garage and RV or Boat parking. Located in a highly desirable Alta Loma setting, this home offers a wonderful combination of space, functionality, and indoor-outdoor living. Some pictures have been virtually staged.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Carolyn Vazquez · Synergy Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,465
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,606
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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