9125 Visalia Avenue
Lucerne Valley, CA, 92356
$199,999
MLS: HD25129211
Beds
3
Baths
2
Sq Ft
1,248
Lot
1.25 ac
Year Built
1991
MLS #
HD25129211
Days on Market
286
Listed
Jun 9, 2025
Description
3 Bed, 2 Bath Home on 1.25 Acres – Desirable Lucerne Valley Location! Welcome to this 3-bedroom, 2-bath home located in one of the most sought-after areas of Lucerne Valley. Nestled on 1.25 usable acres, this property offers space, privacy, and convenience—perfect for families, hobbyists, or anyone looking to escape the city hustle. Although the home itself could use some TLC, the bones are solid. With some minor repairs, you can find yourself sitting on a large amount of equity. Detached 2-car garage Massive carport – Ideal for RV, boat, or extra vehicles Permanent foundation – Easily qualifies for conventional financing Water provided by Jubilee Mutual Water Company – One of the best in the area Priced to sell – Don’t miss out! Contact your agent today to schedule a private tour!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Donald Staff · Oasis Realty Group
Payment estimate
$1,689
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $20,000 · Loan: $179,999
- Principal & Interest
- $1,106
- Property tax (1.25%)
- $208
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $7,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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