$425,000
MLS: CV26109984
Beds
3
Baths
2
Sq Ft
1,830
Lot
0.83 ac
Year Built
1982
MLS #
CV26109984
Days on Market
27
Listed
May 20, 2026
Description
Welcome to this comfortable 3-bedroom, 2-bathroom home nestled in the heart of Apple Valley. Freshly painted inside and out, the home feels bright and well-maintained the moment you walk in. The layout is practical and functional, offering three generously sized bedrooms and two full bathrooms — ideal for families, first-time buyers, or anyone looking to plant roots in the High Desert. The living spaces are open and ready for your personal touch, giving you a clean canvas to make it your own. Outside, you'll enjoy the wide open skies and the relaxed pace that Apple Valley living is known for, with easy access to local shopping, dining, and the 18 freeway.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Michael Sunnaa · NEIGHBORHOOD REAL ESTATE
Payment estimate
$3,325
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,423
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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