$1,070,000
Original list price: $1,125,000
MLS: 26840927
Beds
2
Baths
1
Sq Ft
870
Lot
0.17 ac
Year Built
1972
MLS #
26840927
Days on Market
77
Listed
Jun 1, 2026
Description
One of the best condo opportunities in Santa Monica! Ideally located on beautiful tree-lined 2nd street a block from Palisades Park, this light-filled 2 bedroom, 1 bathroom end unit offers the perfect blend of comfort, convenience, and coastal living. Situated in a secure designer building with gated private parking, the home features an updated galley kitchen, hardwood floors throughout, a light filled living room with fireplace, in-unit laundry, private balcony, and a spacious primary bedroom with wall-to-wall closet space. The versatile second room is ideal for a home office, gym, or guest room. Experience the best of Santa Monica one block from Montana Avenue's Dining and shopping district, transit friendly bike paths, parks, and beaches just minutes from your doorstep.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Brian Merrick · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,447
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $107,000 · Loan: $963,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,195
- Property tax (1.25%)
- $1,115
- Homeowners insurance
- $300
- Mortgage insurance
- $401
- HOA dues
- $436
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $37,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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