$2,775,000
MLS: V1-36985
Beds
4
Baths
4
Sq Ft
3,597
Lot
1.00 ac
Year Built
1953
MLS #
V1-36985
Days on Market
1
Listed
Jun 18, 2026
Description
This 1953 Ranch home with Mid Century details on 1 acre presents a rare opportunity for transformation. Set on a quiet lot surrounded by majestic oak trees, this timeless property also offers an attached garage converted to flex space, for a total of 4200 sq ft. in living area. Step into a bright and airy living room with vaulted open-beam ceilings, solid wood walls, a grand stone fireplace, and floor-to-ceiling windows and glass doors, which connect the outside and inside seamlessly. Four en-suite bedrooms are perfectly situated for privacy and comfort. Light streams into the kitchen & dining room via enormous windows gazing towards the sprawling front yard. Each of the home's four baths features a full bathtub, while the den features a second brick wood-burning fireplace.The home's allure extends to the rear & ample side yard, where an expansive pool and spa are used daily, and sit ready to be re-imagined into an oasis for a family or simply entertaining. Flat area abounds for soccer matches and picnics, or to build an additional detached studio or ADU.918 El Toro is an exceptional opportunity to carve your own personal retreat in Ojai's most beloved neighborhood.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Serge Bandura · BHHS California Properties
Payment estimate
$19,968
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $277,500 · Loan: $2,497,500
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $15,737
- Property tax (1.25%)
- $2,891
- Homeowners insurance
- $300
- Mortgage insurance
- $1,041
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $97,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ojai, CA 93023 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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